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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,963 | $160,028+17.5% | $147,080+27.8% | $145,884+28.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.79% | 98.60%-83.8pp | 420.17%-405.4pp | 551.85%-537.1pp |
| Employer contribution / active EE | $9,190 | $5,286+73.9% | $4,933+86.3% | $4,662+97.1% |
| Participant deferral / active EE | $20,441 | $8,422+142.7% | $8,066+153.4% | $6,690+205.6% |
| Admin fee / account holder | $2,291 | $15,030-84.8% | $12,989-82.4% | $13,392-82.9% |