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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,242 | $67,823-74.6% | $52,425-67.1% | $137,256-87.4% |
| Participation rate | 50.0% | 63.9%-13.9pp | 55.6%-5.6pp | 80.0%-30.0pp |
| Annual return | 23.33% | 219.11%-195.8pp | 302.12%-278.8pp | 220.34%-197.0pp |
| Employer contribution / active EE | $1,312 | $1,163+12.8% | $914+43.5% | $4,156-68.4% |
| Participant deferral / active EE | $1,640 | $2,288-28.3% | $1,790-8.4% | $6,407-74.4% |
| Admin fee / account holder | $150 | $2,844-94.7% | $2,495-94.0% | $12,270-98.8% |