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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,895 | $183,539-39.0% | $155,556-28.1% | $145,897-23.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.88% | 61.31%-51.4pp | 64.84%-55.0pp | 552.29%-542.4pp |
| Employer contribution / active EE | $1,262 | $5,315-76.3% | $4,675-73.0% | $4,663-72.9% |
| Participant deferral / active EE | $11,640 | $6,467+80.0% | $5,631+106.7% | $6,689+74.0% |
| Admin fee / account holder | $1,593 | $19,275-91.7% | $15,885-90.0% | $13,390-88.1% |