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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,964 | $58,627+169.4% | $76,735+105.9% | $82,448+91.6% |
| Participation rate | 100.0% | 63.2%+36.8pp | 69.5%+30.5pp | 68.1%+31.9pp |
| Annual return | 15.36% | 39.10%-23.7pp | 29.77%-14.4pp | 41.64%-26.3pp |
| Employer contribution / active EE | $7,342 | $1,729+324.6% | $2,454+199.2% | $2,551+187.8% |
| Participant deferral / active EE | $8,958 | $3,134+185.9% | $4,088+119.1% | $4,139+116.4% |
| Admin fee / account holder | $1,236 | $5,323-76.8% | $7,189-82.8% | $7,234-82.9% |