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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,817 | $177,353-90.0% | $158,226-88.7% | $198,609-91.0% |
| Participation rate | 100.0% | 77.0%+23.0pp | 74.8%+25.2pp | 82.4%+17.6pp |
| Annual return | 16.69% | 599.50%-582.8pp | 501.41%-484.7pp | 202.70%-186.0pp |
| Employer contribution / active EE | $3,282 | $3,239+1.3% | $2,986+9.9% | $5,055-35.1% |
| Participant deferral / active EE | $2,641 | $4,615-42.8% | $4,317-38.8% | $6,977-62.2% |
| Admin fee / account holder | $350 | $10,960-96.8% | $10,217-96.6% | $19,030-98.2% |