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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,000 | $172,111-61.1% | $150,298-55.4% | $137,256-51.2% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 18.45% | 69.37%-50.9pp | 62.79%-44.3pp | 220.34%-201.9pp |
| Employer contribution / active EE | $2,456 | $4,636-47.0% | $4,154-40.9% | $4,156-40.9% |
| Participant deferral / active EE | $5,188 | $6,166-15.9% | $5,453-4.9% | $6,407-19.0% |
| Admin fee / account holder | $788 | $16,471-95.2% | $14,116-94.4% | $12,270-93.6% |