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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,095 | $124,425-73.4% | $112,040-70.5% | $137,256-75.9% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 18.88% | 24.72%-5.8pp | 24.52%-5.6pp | 220.34%-201.5pp |
| Employer contribution / active EE | $3,480 | $3,411+2.0% | $2,954+17.8% | $4,156-16.3% |
| Participant deferral / active EE | $3,965 | $5,718-30.7% | $5,098-22.2% | $6,407-38.1% |
| Admin fee / account holder | $469 | $15,207-96.9% | $12,098-96.1% | $12,270-96.2% |