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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,417 | $117,895-80.1% | $102,460-77.1% | $145,897-83.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 12.94% | 31.92%-19.0pp | 29.47%-16.5pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,924 | $3,619-46.8% | $3,025-36.4% | $4,663-58.7% |
| Participant deferral / active EE | $3,085 | $5,736-46.2% | $5,056-39.0% | $6,689-53.9% |
| Admin fee / account holder | $595 | $13,353-95.5% | $9,460-93.7% | $13,390-95.6% |