Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,049 | $102,609-61.0% | $98,090-59.2% | $138,895-71.2% |
| Participation rate | 50.0% | 82.8%-32.8pp | 81.5%-31.5pp | 79.9%-29.9pp |
| Annual return | 3.57% | 36.44%-32.9pp | 37.05%-33.5pp | 145.39%-141.8pp |
| Employer contribution / active EE | $8,393 | $3,867+117.0% | $3,606+132.7% | $4,194+100.1% |
| Participant deferral / active EE | $12,298 | $8,167+50.6% | $7,845+56.8% | $6,396+92.3% |
| Admin fee / account holder | $97,268 | $11,434+750.7% | $11,815+723.3% | $12,562+674.3% |