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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,040 | $94,031-78.7% | $115,768-82.7% | $82,448-75.7% |
| Participation rate | 92.6% | 70.4%+22.2pp | 74.4%+18.2pp | 68.1%+24.5pp |
| Annual return | 19.51% | 20.61%-1.1pp | 100.46%-81.0pp | 41.64%-22.1pp |
| Employer contribution / active EE | $1,302 | $2,323-44.0% | $2,940-55.7% | $2,551-49.0% |
| Participant deferral / active EE | $3,073 | $3,972-22.6% | $4,917-37.5% | $4,139-25.8% |
| Admin fee / account holder | $3,829 | $10,249-62.6% | $12,439-69.2% | $7,234-47.1% |