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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,447 | $58,311-40.9% | $81,882-57.9% | $80,959-57.5% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 10.21% | 41.85%-31.6pp | 779.47%-769.3pp | 35.67%-25.5pp |
| Employer contribution / active EE | $6,368 | $2,347+171.4% | $2,916+118.4% | $2,757+131.0% |
| Participant deferral / active EE | $892 | $3,287-72.9% | $4,323-79.4% | $4,300-79.2% |
| Admin fee / account holder | $3,374 | $4,752-29.0% | $7,360-54.2% | $6,925-51.3% |