Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,525 | $59,440-11.6% | $78,004-32.7% | $82,637-36.4% |
| Participation rate | 69.7% | 62.8%+6.9pp | 69.4%+0.3pp | 68.1%+1.6pp |
| Annual return | 16.51% | 40.24%-23.7pp | 31.07%-14.6pp | 53.51%-37.0pp |
| Employer contribution / active EE | $298 | $1,750-83.0% | $2,469-87.9% | $2,552-88.3% |
| Participant deferral / active EE | $2,970 | $3,138-5.4% | $4,092-27.4% | $4,126-28.0% |
| Admin fee / account holder | $2,800 | $5,504-49.1% | $7,578-63.1% | $7,339-61.8% |