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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,371 | $146,267+85.5% | $197,124+37.7% | $82,448+229.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 15.52% | 29.61%-14.1pp | 44.34%-28.8pp | 41.64%-26.1pp |
| Employer contribution / active EE | $20,297 | $4,723+329.7% | $6,227+225.9% | $2,551+695.7% |
| Participant deferral / active EE | $19,161 | $7,035+172.4% | $9,135+109.8% | $4,139+362.9% |
| Admin fee / account holder | $7,675 | $14,422-46.8% | $16,298-52.9% | $7,234+6.1% |