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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $271,371 | $145,431+86.6% | $211,142+28.5% | $87,485+210.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.3%+12.7pp | 68.9%+31.1pp |
| Annual return | 15.52% | 27.21%-11.7pp | 46.84%-31.3pp | 26.06%-10.5pp |
| Employer contribution / active EE | $20,297 | $4,662+335.4% | $6,442+215.1% | $2,596+681.8% |
| Participant deferral / active EE | $19,161 | $6,859+179.4% | $9,284+106.4% | $4,274+348.4% |
| Admin fee / account holder | $7,675 | $17,052-55.0% | $19,076-59.8% | $7,775-1.3% |