Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER2 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $20,570 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,366 | $110,483-70.7% | $145,433-77.7% | $79,634-59.4% |
| Participation rate | 46.0% | 71.1%-25.1pp | 82.1%-36.1pp | 62.5%-16.4pp |
| Annual return | 19.96% | 24.62%-4.7pp | 66.58%-46.6pp | 36.46%-16.5pp |
| Employer contribution / active EE | $279 | $4,053-93.1% | $4,554-93.9% | $2,529-89.0% |
| Participant deferral / active EE | $1,643 | $7,216-77.2% | $7,897-79.2% | $3,835-57.2% |
| Admin fee / account holder | $136 | $680-80.0% | $13,129-99.0% | $1,002-86.4% |