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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,242 | $75,541-11.0% | $152,093-55.8% | $82,637-18.6% |
| Participation rate | 60.8% | 66.5%-5.8pp | 77.8%-17.0pp | 68.1%-7.3pp |
| Annual return | 17.75% | 32.56%-14.8pp | 66.36%-48.6pp | 53.51%-35.8pp |
| Employer contribution / active EE | $1,971 | $2,622-24.9% | $4,175-52.8% | $2,552-22.8% |
| Participant deferral / active EE | $3,544 | $3,206+10.5% | $5,451-35.0% | $4,126-14.1% |
| Admin fee / account holder | $1,656 | $6,405-74.2% | $14,497-88.6% | $7,339-77.4% |