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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,661 | $55,930-32.7% | $76,089-50.5% | $80,925-53.5% |
| Participation rate | 81.0% | 62.1%+18.9pp | 69.1%+11.9pp | 67.7%+13.3pp |
| Annual return | 9.70% | 20.58%-10.9pp | 360.94%-351.2pp | 35.65%-25.9pp |
| Employer contribution / active EE | $2,336 | $1,866+25.2% | $2,690-13.2% | $2,756-15.3% |
| Participant deferral / active EE | $1,273 | $3,051-58.3% | $4,259-70.1% | $4,299-70.4% |
| Admin fee / account holder | $11,017 | $5,241+110.2% | $6,418+71.7% | $6,940+58.7% |