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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,423 | $182,442-71.3% | $163,379-67.9% | $138,895-62.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 23.63% | 72.74%-49.1pp | 63.41%-39.8pp | 145.39%-121.8pp |
| Employer contribution / active EE | $11,602 | $4,159+178.9% | $3,752+209.2% | $4,194+176.6% |
| Participant deferral / active EE | $7,883 | $6,817+15.6% | $6,282+25.5% | $6,396+23.2% |
| Admin fee / account holder | $3,251 | $10,396-68.7% | $9,818-66.9% | $12,562-74.1% |