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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,750 | $70,366+3.4% | $66,674+9.1% | $138,895-47.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 17.39% | 386.41%-369.0pp | 321.24%-303.9pp | 145.39%-128.0pp |
| Employer contribution / active EE | $18,824 | $2,765+580.8% | $2,620+618.4% | $4,194+348.8% |
| Participant deferral / active EE | $19,403 | $4,374+343.6% | $4,084+375.1% | $6,396+203.3% |
| Admin fee / account holder | $6,000 | $5,262+14.0% | $5,098+17.7% | $12,562-52.2% |