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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,894 | $100,262-70.2% | $81,370-63.3% | $145,897-79.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.5%+30.5pp | 80.3%+19.7pp |
| Annual return | 5.60% | 34.52%-28.9pp | 24.85%-19.2pp | 552.29%-546.7pp |
| Employer contribution / active EE | $5,538 | $2,979+85.9% | $2,464+124.8% | $4,663+18.8% |
| Participant deferral / active EE | $2,542 | $4,612-44.9% | $3,885-34.6% | $6,689-62.0% |
| Admin fee / account holder | $346 | $8,163-95.8% | $5,749-94.0% | $13,390-97.4% |