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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,415 | $97,125+37.4% | $86,233+54.7% | $137,256-2.8% |
| Participation rate | 40.0% | 74.2%-34.2pp | 69.0%-29.0pp | 80.0%-40.0pp |
| Annual return | 119.88% | 74.19%+45.7pp | 61.39%+58.5pp | 220.34%-100.5pp |
| Employer contribution / active EE | $1,170 | $2,841-58.8% | $2,504-53.3% | $4,156-71.8% |
| Participant deferral / active EE | $3,448 | $5,180-33.4% | $4,559-24.4% | $6,407-46.2% |
| Admin fee / account holder | $4,129 | $9,725-57.5% | $8,342-50.5% | $12,270-66.3% |