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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,187 | $160,070+40.7% | $147,117+53.1% | $145,897+54.3% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 15.20% | 98.69%-83.5pp | 420.54%-405.3pp | 552.29%-537.1pp |
| Employer contribution / active EE | $3,501 | $5,285-33.7% | $4,932-29.0% | $4,663-24.9% |
| Participant deferral / active EE | $10,045 | $8,419+19.3% | $8,065+24.6% | $6,689+50.2% |
| Admin fee / account holder | $11,160 | $15,035-25.8% | $12,993-14.1% | $13,390-16.7% |