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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,546 | $88,672-43.0% | $105,223-52.0% | $82,448-38.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 13.88% | 30.86%-17.0pp | 180.65%-166.8pp | 41.64%-27.8pp |
| Employer contribution / active EE | $2,532 | $3,048-16.9% | $3,689-31.3% | $2,551-0.7% |
| Participant deferral / active EE | $5,655 | $4,036+40.1% | $5,072+11.5% | $4,139+36.6% |
| Admin fee / account holder | $2,087 | $7,146-70.8% | $8,859-76.4% | $7,234-71.2% |