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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,871 | $183,592-32.0% | $155,567-19.7% | $145,959-14.4% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 11.01% | 61.24%-50.2pp | 64.74%-53.7pp | 561.95%-550.9pp |
| Employer contribution / active EE | $1,697 | $5,315-68.1% | $4,674-63.7% | $4,661-63.6% |
| Participant deferral / active EE | $8,226 | $6,464+27.3% | $5,628+46.2% | $6,689+23.0% |
| Admin fee / account holder | $2,768 | $19,318-85.7% | $15,916-82.6% | $13,398-79.3% |