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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,949 | $124,980-52.8% | $108,359-45.6% | $154,746-61.9% |
| Participation rate | 27.3% | 75.2%-47.9pp | 70.1%-42.8pp | 80.7%-53.4pp |
| Annual return | 16.01% | 45.00%-29.0pp | 36.89%-20.9pp | 172.34%-156.3pp |
| Employer contribution / active EE | $629 | $2,851-77.9% | $2,399-73.8% | $4,379-85.6% |
| Participant deferral / active EE | $2,979 | $4,743-37.2% | $4,137-28.0% | $6,730-55.7% |
| Admin fee / account holder | $518 | $11,502-95.5% | $9,741-94.7% | $14,365-96.4% |