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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,949 | $112,729-47.7% | $98,716-40.3% | $137,256-57.1% |
| Participation rate | 27.3% | 74.2%-47.0pp | 69.3%-42.0pp | 80.0%-52.7pp |
| Annual return | 16.01% | 38.48%-22.5pp | 31.81%-15.8pp | 220.34%-204.3pp |
| Employer contribution / active EE | $629 | $2,725-76.9% | $2,279-72.4% | $4,156-84.9% |
| Participant deferral / active EE | $2,979 | $4,640-35.8% | $4,048-26.4% | $6,407-53.5% |
| Admin fee / account holder | $518 | $10,129-94.9% | $8,703-94.1% | $12,270-95.8% |