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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,195 | $78,690+134.1% | $161,489+14.1% | $87,485+110.5% |
| Participation rate | 40.7% | 67.5%-26.7pp | 78.7%-38.0pp | 68.9%-28.2pp |
| Annual return | 18.05% | 32.74%-14.7pp | 89.72%-71.7pp | 26.06%-8.0pp |
| Employer contribution / active EE | $1,598 | $2,588-38.2% | $4,268-62.6% | $2,596-38.4% |
| Participant deferral / active EE | $3,618 | $3,311+9.3% | $5,630-35.7% | $4,274-15.3% |
| Admin fee / account holder | $276 | $6,724-95.9% | $16,006-98.3% | $7,775-96.4% |