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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,621 | $70,366-13.8% | $66,674-9.1% | $138,895-56.4% |
| Participation rate | 38.5% | 76.2%-37.7pp | 73.7%-35.2pp | 79.9%-41.5pp |
| Annual return | 17.02% | 386.41%-369.4pp | 321.24%-304.2pp | 145.39%-128.4pp |
| Employer contribution / active EE | $913 | $2,765-67.0% | $2,620-65.2% | $4,194-78.2% |
| Participant deferral / active EE | $2,572 | $4,374-41.2% | $4,084-37.0% | $6,396-59.8% |
| Admin fee / account holder | $1,239 | $5,262-76.5% | $5,098-75.7% | $12,562-90.1% |