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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,791 | $183,627+144.9% | $155,602+189.1% | $145,978+208.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.95% | 61.32%-51.4pp | 64.81%-54.9pp | 550.52%-540.6pp |
| Employer contribution / active EE | $5,103 | $5,316-4.0% | $4,675+9.2% | $4,662+9.5% |
| Participant deferral / active EE | $11,933 | $6,466+84.6% | $5,629+112.0% | $6,690+78.4% |
| Admin fee / account holder | $38,302 | $19,327+98.2% | $15,923+140.5% | $13,400+185.8% |