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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,443 | $45,123+102.7% | $85,240+7.3% | $74,478+22.8% |
| Participation rate | 57.7% | 49.4%+8.3pp | 67.5%-9.9pp | 67.2%-9.6pp |
| Annual return | 11.78% | 26.32%-14.5pp | 66.75%-55.0pp | 1370.56%-1358.8pp |
| Employer contribution / active EE | $3,035 | $1,459+108.1% | $2,735+11.0% | $2,626+15.6% |
| Participant deferral / active EE | $3,629 | $2,736+32.6% | $4,527-19.8% | $4,350-16.6% |
| Admin fee / account holder | $4,796 | $2,215+116.5% | $6,165-22.2% | $1,946+146.5% |