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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,826 | $156,318-48.9% | $145,433-45.1% | - |
| Participation rate | 82.8% | 68.6%+14.2pp | 82.1%+0.7pp | - |
| Annual return | 18.03% | 26.27%-8.2pp | 66.58%-48.5pp | - |
| Employer contribution / active EE | $3,437 | $3,387+1.5% | $4,554-24.5% | - |
| Participant deferral / active EE | $7,489 | $6,196+20.9% | $7,897-5.2% | - |
| Admin fee / account holder | $3,796 | $8,746-56.6% | $13,129-71.1% | - |