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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,893 | $275,752-8.7% | $256,809-1.9% | $198,609+26.8% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 13.90% | 34.81%-20.9pp | 32.73%-18.8pp | 202.70%-188.8pp |
| Employer contribution / active EE | $12,442 | $7,721+61.2% | $7,263+71.3% | $5,055+146.1% |
| Participant deferral / active EE | $11,736 | $10,037+16.9% | $9,520+23.3% | $6,977+68.2% |
| Admin fee / account holder | $10,858 | $25,716-57.8% | $25,146-56.8% | $19,030-42.9% |