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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,271 | $174,379-8.1% | $152,093+5.4% | $138,895+15.4% |
| Participation rate | 84.6% | 81.6%+3.0pp | 77.8%+6.8pp | 79.9%+4.7pp |
| Annual return | 14.91% | 74.86%-59.9pp | 66.36%-51.4pp | 145.39%-130.5pp |
| Employer contribution / active EE | $7,411 | $4,652+59.3% | $4,175+77.5% | $4,194+76.7% |
| Participant deferral / active EE | $4,739 | $6,159-23.1% | $5,451-13.1% | $6,396-25.9% |
| Admin fee / account holder | $14,864 | $16,880-11.9% | $14,497+2.5% | $12,562+18.3% |