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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,697 | $114,119-58.2% | $107,187-55.5% | $138,895-65.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 19.02% | 273.21%-254.2pp | 204.55%-185.5pp | 145.39%-126.4pp |
| Employer contribution / active EE | $2,872 | $4,059-29.2% | $3,782-24.1% | $4,194-31.5% |
| Participant deferral / active EE | $3,470 | $5,538-37.3% | $5,096-31.9% | $6,396-45.7% |
| Admin fee / account holder | $1,226 | $10,024-87.8% | $9,162-86.6% | $12,562-90.2% |