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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,697 | $129,737-63.2% | $119,126-60.0% | $154,746-69.2% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 19.02% | 379.08%-360.1pp | 282.11%-263.1pp | 172.34%-153.3pp |
| Employer contribution / active EE | $2,872 | $4,375-34.3% | $4,034-28.8% | $4,379-34.4% |
| Participant deferral / active EE | $3,470 | $5,842-40.6% | $5,318-34.7% | $6,730-48.4% |
| Admin fee / account holder | $1,226 | $11,961-89.7% | $10,693-88.5% | $14,365-91.5% |