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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,922,361 | $227,399+745.4% | $189,758+913.1% | $198,609+867.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 17.54% | 61.03%-43.5pp | 52.62%-35.1pp | 202.70%-185.2pp |
| Employer contribution / active EE | $1,239 | $5,526-77.6% | $4,767-74.0% | $5,055-75.5% |
| Participant deferral / active EE | $30,500 | $6,837+346.1% | $5,856+420.8% | $6,977+337.2% |
| Admin fee / account holder | $15,407 | $25,162-38.8% | $20,388-24.4% | $19,030-19.0% |