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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,317 | $50,554-38.1% | $67,681-53.7% | $87,485-64.2% |
| Participation rate | 66.7% | 67.7%-1.1pp | 73.7%-7.1pp | 68.9%-2.3pp |
| Annual return | 38.54% | 17.81%+20.7pp | 590.58%-552.0pp | 26.06%+12.5pp |
| Employer contribution / active EE | $5,093 | $1,988+156.1% | $2,678+90.2% | $2,596+96.2% |
| Participant deferral / active EE | $3,691 | $2,961+24.6% | $3,976-7.2% | $4,274-13.6% |
| Admin fee / account holder | $3,164 | $4,132-23.4% | $6,100-48.1% | $7,775-59.3% |