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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,317 | $47,479-34.0% | $62,929-50.2% | $82,448-62.0% |
| Participation rate | 66.7% | 66.9%-0.2pp | 73.1%-6.4pp | 68.1%-1.4pp |
| Annual return | 38.54% | 20.34%+18.2pp | 1063.93%-1025.4pp | 41.64%-3.1pp |
| Employer contribution / active EE | $5,093 | $1,885+170.1% | $2,505+103.3% | $2,551+99.6% |
| Participant deferral / active EE | $3,691 | $2,870+28.6% | $3,888-5.1% | $4,139-10.8% |
| Admin fee / account holder | $3,164 | $3,804-16.8% | $5,065-37.5% | $7,234-56.3% |