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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,317 | $55,457-43.5% | $77,361-59.5% | $94,015-66.7% |
| Participation rate | 66.7% | 69.8%-3.2pp | 75.0%-8.3pp | 70.8%-4.2pp |
| Annual return | 38.54% | 15.57%+23.0pp | 1011.54%-973.0pp | 17.84%+20.7pp |
| Employer contribution / active EE | $5,093 | $2,255+125.9% | $2,990+70.3% | $2,790+82.5% |
| Participant deferral / active EE | $3,691 | $3,069+20.2% | $3,911-5.6% | $4,249-13.1% |
| Admin fee / account holder | $3,164 | $4,334-27.0% | $5,894-46.3% | $8,951-64.6% |