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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $22,461 |
WILMINGTON TRUST4 years Filed as: WILMINGTON TRUST NATIONAL ASSOC Service code 27 · EIN 16-1486454 | Advisory (Plan) | $19,242 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,912 | $29,546-22.5% | $56,441-59.4% | $77,671-70.5% |
| Participation rate | 43.7% | 32.7%+11.1pp | 52.5%-8.8pp | 70.6%-26.8pp |
| Annual return | 12.65% | 19.01%-6.4pp | 1704.21%-1691.6pp | 31.21%-18.6pp |
| Employer contribution / active EE | $635 | $568+11.9% | $1,039-38.8% | $2,726-76.7% |
| Participant deferral / active EE | $1,010 | $1,061-4.8% | $1,953-48.3% | $4,648-78.3% |
| Admin fee / account holder | $187 | $1,046-82.1% | $2,829-93.4% | $430-56.4% |