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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,529 | $100,279+83.0% | $81,353+125.6% | $145,884+25.8% |
| Participation rate | 83.3% | 74.3%+9.1pp | 69.5%+13.8pp | 80.3%+3.0pp |
| Annual return | 77.49% | 34.49%+43.0pp | 24.82%+52.7pp | 551.85%-474.4pp |
| Employer contribution / active EE | $10,385 | $2,979+248.6% | $2,464+321.5% | $4,662+122.8% |
| Participant deferral / active EE | $4,997 | $4,611+8.4% | $3,885+28.6% | $6,690-25.3% |
| Admin fee / account holder | $955 | $8,206-88.4% | $5,766-83.4% | $13,392-92.9% |