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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,529 | $100,147+83.3% | $81,286+125.8% | $145,877+25.8% |
| Participation rate | 83.3% | 74.2%+9.1pp | 69.5%+13.8pp | 80.3%+3.0pp |
| Annual return | 77.49% | 34.44%+43.1pp | 24.80%+52.7pp | 551.28%-473.8pp |
| Employer contribution / active EE | $10,385 | $2,977+248.8% | $2,463+321.7% | $4,663+122.7% |
| Participant deferral / active EE | $4,997 | $4,607+8.5% | $3,883+28.7% | $6,691-25.3% |
| Admin fee / account holder | $955 | $8,201-88.4% | $5,764-83.4% | $13,402-92.9% |