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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,252 | $99,053+46.6% | $88,179+64.7% | $138,895+4.6% |
| Participation rate | 64.3% | 74.2%-10.0pp | 69.1%-4.9pp | 79.9%-15.6pp |
| Annual return | 17.53% | 78.17%-60.6pp | 64.97%-47.4pp | 145.39%-127.9pp |
| Employer contribution / active EE | $2,446 | $2,882-15.1% | $2,549-4.1% | $4,194-41.7% |
| Participant deferral / active EE | $6,559 | $5,225+25.5% | $4,614+42.2% | $6,396+2.5% |
| Admin fee / account holder | $108 | $8,748-98.8% | $7,673-98.6% | $12,562-99.1% |