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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,252 | $97,125+49.6% | $86,233+68.4% | $137,256+5.8% |
| Participation rate | 64.3% | 74.2%-9.9pp | 69.0%-4.7pp | 80.0%-15.7pp |
| Annual return | 17.53% | 74.19%-56.7pp | 61.39%-43.9pp | 220.34%-202.8pp |
| Employer contribution / active EE | $2,446 | $2,841-13.9% | $2,504-2.3% | $4,156-41.1% |
| Participant deferral / active EE | $6,559 | $5,180+26.6% | $4,559+43.9% | $6,407+2.4% |
| Admin fee / account holder | $108 | $9,725-98.9% | $8,342-98.7% | $12,270-99.1% |