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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,860 | $102,422+21.9% | $147,117-15.1% | $80,959+54.2% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 14.89% | 135.16%-120.3pp | 420.54%-405.6pp | 35.67%-20.8pp |
| Employer contribution / active EE | $2,345 | $3,717-36.9% | $4,932-52.4% | $2,757-14.9% |
| Participant deferral / active EE | $2,652 | $6,652-60.1% | $8,065-67.1% | $4,300-38.3% |
| Admin fee / account holder | $1,817 | $7,953-77.2% | $12,993-86.0% | $6,925-73.8% |