Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,269 | $80,731-66.2% | $103,378-73.6% | $74,400-63.3% |
| Participation rate | 30.1% | 65.7%-35.6pp | 74.5%-44.4pp | 67.2%-37.1pp |
| Annual return | 10.76% | 27.56%-16.8pp | 24.91%-14.2pp | 1367.51%-1356.8pp |
| Employer contribution / active EE | $511 | $3,159-83.8% | $3,870-86.8% | $2,624-80.5% |
| Participant deferral / active EE | $2,049 | $3,862-46.9% | $5,058-59.5% | $4,348-52.9% |
| Admin fee / account holder | $5,487 | $2,369+131.6% | $8,401-34.7% | $1,944+182.3% |