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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,220 | $154,228+48.6% | $145,433+57.6% | $137,256+67.0% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 34.00% | 74.59%-40.6pp | 66.58%-32.6pp | 220.34%-186.3pp |
| Employer contribution / active EE | $19,150 | $4,804+298.6% | $4,554+320.5% | $4,156+360.8% |
| Participant deferral / active EE | $14,237 | $8,216+73.3% | $7,897+80.3% | $6,407+122.2% |
| Admin fee / account holder | $12,824 | $14,344-10.6% | $13,129-2.3% | $12,270+4.5% |