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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,430 | $160,070-1.6% | $147,117+7.0% | $145,897+7.9% |
| Participation rate | 90.9% | 84.0%+6.9pp | 82.2%+8.7pp | 80.3%+10.6pp |
| Annual return | 13.60% | 98.69%-85.1pp | 420.54%-406.9pp | 552.29%-538.7pp |
| Employer contribution / active EE | $14,663 | $5,285+177.5% | $4,932+197.3% | $4,663+214.5% |
| Participant deferral / active EE | $12,996 | $8,419+54.4% | $8,065+61.1% | $6,689+94.3% |
| Admin fee / account holder | $523 | $15,035-96.5% | $12,993-96.0% | $13,390-96.1% |