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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,792 | $108,942+53.1% | $100,415+66.1% | $145,897+14.3% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 22.86% | 58.27%-35.4pp | 49.47%-26.6pp | 552.29%-529.4pp |
| Employer contribution / active EE | $2,615 | $4,422-40.9% | $3,943-33.7% | $4,663-43.9% |
| Participant deferral / active EE | $3,198 | $8,461-62.2% | $8,091-60.5% | $6,689-52.2% |
| Admin fee / account holder | $8,302 | $9,702-14.4% | $7,906+5.0% | $13,390-38.0% |