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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,011 | $160,070+96.8% | $147,117+114.1% | $145,897+115.9% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 11.69% | 98.69%-87.0pp | 420.54%-408.8pp | 552.29%-540.6pp |
| Employer contribution / active EE | $16,969 | $5,285+221.1% | $4,932+244.0% | $4,663+263.9% |
| Participant deferral / active EE | $14,406 | $8,419+71.1% | $8,065+78.6% | $6,689+115.4% |
| Admin fee / account holder | $4,447 | $15,035-70.4% | $12,993-65.8% | $13,390-66.8% |