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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,011 | $160,040+96.8% | $147,096+114.2% | $145,877+115.9% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 11.69% | 98.49%-86.8pp | 419.75%-408.1pp | 551.28%-539.6pp |
| Employer contribution / active EE | $16,969 | $5,289+220.8% | $4,936+243.8% | $4,663+263.9% |
| Participant deferral / active EE | $14,406 | $8,429+70.9% | $8,071+78.5% | $6,691+115.3% |
| Admin fee / account holder | $4,447 | $15,050-70.5% | $13,005-65.8% | $13,402-66.8% |