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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,796 | $156,616-22.9% | $133,346-9.4% | $198,609-39.2% |
| Participation rate | 63.6% | 77.7%-14.1pp | 72.8%-9.2pp | 82.4%-18.7pp |
| Annual return | 14.46% | 44.25%-29.8pp | 36.85%-22.4pp | 202.70%-188.2pp |
| Employer contribution / active EE | $1,484 | $3,368-56.0% | $2,853-48.0% | $5,055-70.7% |
| Participant deferral / active EE | $4,303 | $4,920-12.5% | $4,332-0.7% | $6,977-38.3% |
| Admin fee / account holder | $5,621 | $17,468-67.8% | $14,264-60.6% | $19,030-70.5% |