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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,595 | $210,698-83.6% | $178,014-80.6% | $145,959-76.3% |
| Participation rate | 83.3% | 80.8%+2.6pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 12.70% | 386.27%-373.6pp | 294.80%-282.1pp | 561.95%-549.2pp |
| Employer contribution / active EE | $0 | $4,567-100.0% | $3,950-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $4,893 | $6,958-29.7% | $6,276-22.0% | $6,689-26.8% |
| Admin fee / account holder | $805 | $12,016-93.3% | $10,362-92.2% | $13,398-94.0% |