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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,595 | $211,239-83.6% | $178,528-80.6% | $145,877-76.3% |
| Participation rate | 83.3% | 80.8%+2.5pp | 77.1%+6.2pp | 80.3%+3.0pp |
| Annual return | 12.70% | 30.22%-17.5pp | 27.11%-14.4pp | 551.28%-538.6pp |
| Employer contribution / active EE | $0 | $4,570-100.0% | $3,950-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,893 | $6,963-29.7% | $6,278-22.1% | $6,691-26.9% |
| Admin fee / account holder | $805 | $12,095-93.3% | $10,419-92.3% | $13,402-94.0% |