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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,399 | $81,487+24.4% | $102,412-1.0% | $80,935+25.3% |
| Participation rate | 96.7% | 66.8%+29.8pp | 74.5%+22.2pp | 67.7%+29.0pp |
| Annual return | 10.66% | 25.60%-14.9pp | 24.94%-14.3pp | 35.66%-25.0pp |
| Employer contribution / active EE | $11,998 | $3,103+286.7% | $3,870+210.0% | $2,757+335.2% |
| Participant deferral / active EE | $3,465 | $3,871-10.5% | $5,060-31.5% | $4,299-19.4% |
| Admin fee / account holder | $3,154 | $6,717-53.0% | $8,388-62.4% | $6,924-54.5% |