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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,640 | $81,331+5.3% | $155,534-44.9% | $80,935+5.8% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 19.20% | 33.37%-14.2pp | 64.92%-45.7pp | 35.66%-16.5pp |
| Employer contribution / active EE | $6,789 | $3,105+118.7% | $4,675+45.2% | $2,757+146.3% |
| Participant deferral / active EE | $8,043 | $3,454+132.9% | $5,630+42.9% | $4,299+87.1% |
| Admin fee / account holder | $6,387 | $7,999-20.2% | $15,900-59.8% | $6,924-7.8% |