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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,927 | $159,934+16.9% | $147,005+27.2% | $145,959+28.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 16.78% | 98.24%-81.5pp | 418.76%-402.0pp | 561.95%-545.2pp |
| Employer contribution / active EE | $5,877 | $5,287+11.2% | $4,934+19.1% | $4,661+26.1% |
| Participant deferral / active EE | $13,398 | $8,427+59.0% | $8,070+66.0% | $6,689+100.3% |
| Admin fee / account holder | $478 | $15,053-96.8% | $13,006-96.3% | $13,398-96.4% |