Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 9-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,496 | $106,749-58.3% | $145,433-69.4% | $82,448-46.0% |
| Participation rate | 60.8% | 75.6%-14.9pp | 82.1%-21.3pp | 68.1%-7.3pp |
| Annual return | 21.00% | 27.59%-6.6pp | 66.58%-45.6pp | 41.64%-20.6pp |
| Employer contribution / active EE | $1,239 | $3,444-64.0% | $4,554-72.8% | $2,551-51.4% |
| Participant deferral / active EE | $2,975 | $6,519-54.4% | $7,897-62.3% | $4,139-28.1% |
| Admin fee / account holder | $2,165 | $8,390-74.2% | $13,129-83.5% | $7,234-70.1% |