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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,895 | $67,823-47.1% | $52,425-31.5% | $137,256-73.8% |
| Participation rate | 4.3% | 63.9%-59.6pp | 55.6%-51.3pp | 80.0%-75.6pp |
| Annual return | 26.49% | 219.11%-192.6pp | 302.12%-275.6pp | 220.34%-193.9pp |
| Employer contribution / active EE | $126 | $1,163-89.2% | $914-86.3% | $4,156-97.0% |
| Participant deferral / active EE | $265 | $2,288-88.4% | $1,790-85.2% | $6,407-95.9% |
| Admin fee / account holder | $0 | $2,844-100.0% | $2,495-100.0% | $12,270-100.0% |