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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,193 | $181,062-40.8% | $158,223-32.3% | $155,188-30.9% |
| Participation rate | 45.5% | 82.7%-37.2pp | 79.2%-33.7pp | 80.8%-35.3pp |
| Annual return | 15.00% | 57.39%-42.4pp | 52.09%-37.1pp | 148.84%-133.8pp |
| Employer contribution / active EE | $1,153 | $4,565-74.8% | $4,109-71.9% | $4,248-72.9% |
| Participant deferral / active EE | $3,462 | $6,134-43.6% | $5,467-36.7% | $6,531-47.0% |
| Admin fee / account holder | $906 | $18,825-95.2% | $16,047-94.4% | $14,480-93.7% |