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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,193 | $185,312-42.2% | $161,489-33.6% | $154,746-30.7% |
| Participation rate | 45.5% | 82.5%-37.0pp | 78.7%-33.2pp | 80.7%-35.2pp |
| Annual return | 15.00% | 103.84%-88.8pp | 89.72%-74.7pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,153 | $4,769-75.8% | $4,268-73.0% | $4,379-73.7% |
| Participant deferral / active EE | $3,462 | $6,350-45.5% | $5,630-38.5% | $6,730-48.6% |
| Admin fee / account holder | $906 | $18,654-95.1% | $16,006-94.3% | $14,365-93.7% |