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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,938 | $183,592+2.9% | $155,567+21.5% | $145,959+29.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.48% | 61.24%-53.8pp | 64.74%-57.3pp | 561.95%-554.5pp |
| Employer contribution / active EE | $13,747 | $5,315+158.7% | $4,674+194.1% | $4,661+194.9% |
| Participant deferral / active EE | $10,234 | $6,464+58.3% | $5,628+81.9% | $6,689+53.0% |
| Admin fee / account holder | $7,289 | $19,318-62.3% | $15,916-54.2% | $13,398-45.6% |