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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,938 | $183,627+2.9% | $155,602+21.4% | $145,978+29.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.48% | 61.32%-53.8pp | 64.81%-57.3pp | 550.52%-543.0pp |
| Employer contribution / active EE | $13,747 | $5,316+158.6% | $4,675+194.0% | $4,662+194.9% |
| Participant deferral / active EE | $10,234 | $6,466+58.3% | $5,629+81.8% | $6,690+53.0% |
| Admin fee / account holder | $7,289 | $19,327-62.3% | $15,923-54.2% | $13,400-45.6% |